The Fair Credit Reporting Act (FCRA) and Publicseek
The Fair Credit Reporting Act (FCRA) regulates use of background information when an employment, credit, or tenant screening decision is being made. Entities that provide information this information to employers, landlords, or mortgage brokers amongst others are known as Consumer Reporting Agencies or CRAs. Examples of CRAs include TransUnion, Equifax and Experian. (Publicseek has no affiliation with any of these services)
Publicseek is not a Consumer Reporting Agency. This means there a number of restrictions in the way it can provide information to subscribers and the manner in which subscribers can use information received from Publicseek. Below is just a brief summary of some of these restrictions. We encourage Users to educate themselves on the FCRA. Publicseek was created for the everyday consumer to have the access to information about themselves and others, that Consumer Reporting Agencies for social and interpersonal purposes as opposed to commercial purposes.
Subscribers are restricted from using information provided by Publicseek for:
Using Publicseek information in these ways violates both our Terms & Conditions and the law, and can lead to possible civil and criminal penalties. We take this very seriously, and reserve the right to terminate user accounts and/or report violators to law enforcement as appropriate.
Data Hub Inc.
80 Broad Street
5th Floor #238
New York, NY 10004 USA